Not a long while ago, I noticed the brand on the Aspirin bottle, a medicine found in everyone's first aid box. The logo conscientiously resembles the Red Cross sign used for medical services. I could recall the Bayer logo on multiple OTC products. I assumed that it was a pharma…
The pain of losing is psychologically twice as powerful as the pleasure of gaining. These were the findings of Daniel Kahneman and Amos Tversky's published paper, "Prospect Theory: An Analysis Of Decision Under Risk." You may not know, but it is also a reason why a lot of us buy…
I am optimistic about the HSA market. It is going to grow at least 6-7 times the market which we see today. And Suppose health equity is going to keep the leader position and keep building on assets. In that case, there is a genuine chance that the company can…
In their annual report, Health Equity reported the following ways they make money. Monthly Service Revenue: These included monthly money from Network partners and Custodial agreements with Individual members.I think it is more like the fees paid to Health Equity by my employer.I might also be paying some fees for maintaining…
"Risk comes from not knowing what you are doing." - Warren Buffett. Peter Lynch advised starting with companies whose services or products I am using. If I like the service or product, then I might like the company. Health Equity is one of those companies. I was introduced to Health…
In a meeting with Warren Buffett, Jeff Bezos asked, "Your investment thesis is so simple. Why doesn't everyone just copy you?" Warren Buffett responded to Jeff by saying, "Because nobody wants to get rich slow." In my last post, I went seeking my financial goals. I came up with two things.…
It was another relaxing day. While sipping my coffee, I talked to my wife about life in general. We discussed whether we were doing well in achieving our career goals or whether extra efforts were necessary. The conversation was long but gratifying. We were able to put pieces together and…
I was on a quest to learn all that was there. I was hovering books after books to learn and get insights. But I was easily maneuvered towards unwanted. I read "How to make money in Stocks" by William O'Neil, and it challenged all my knowledge. When Peter Lynch guided…
It was indeed the beginning. The book truly provided me with much more insights than I bargained. I was introduced to Benjamin Graham, Peter Lynch, Ken Fisher, Joel Greenblatt, and their respective frameworks. I was hooked, and I wanted to gather all the knowledge I could. Since then, I have…
It was raining money again. Why would I not be interested in becoming richer faster? Bitcoin was making new peaks every day, but I was burned before and was sure not going to take a chance this time. Since I knew little about crypto, I made my first informed investment…